Chandpur Times Top Newspaper in Chandpur
The number of customers in 54 Grameen Bank branches in 8 upazilas of Chandpur is 1,95,811. Extremely poor women customers are becoming self-reliant with various types of loans. There are 23,538 groups in 2,478 centers. No one has the opportunity to take a loan from Grameen Bank individually. In the 2024-25 fiscal year, 550 people have been given educational scholarships and 71 higher education students have been given education loans. The customers own 90% of the bank. The remaining 10% is the government.
A helpless, poor, divorced, widowed woman, regardless of her profession, has to apply for a loan by becoming a member of the center in her respective area. The loan money has to be invested in the business that the loan is being taken from Grameen Bank or in the sector of the profession mentioned in the proposal. Grameen Bank collects the collateral-free loans from the customers in 44 installments.
These statistics were revealed last week in a report from the Chandpur zonal office.
Grameen Bank provides loans in sectors such as running any grocery store, landless, nursery, poultry and animal husbandry, cow fattening, income through any means of transport including rickshaws, vans, autorickshaws, fisheries, loans to struggling members and higher education loans. There is a rule to keep savings every month according to the customer’s wishes while paying the installments. Apart from this, Grameen Bank has been working in the field of education since the beginning. Loans have been given to 624 struggling or beggar members. About 68 crore taka has been given in Chandpur. So far, 477 people have given up begging.
‘The main goal of Grameen Bank is to make helpless, poor, landless, divorced, widowed women self-reliant by involving them in economic activities and alleviating poverty. There are instructions to give loans to women in various sectors. There is no end to the sectors. However, especially nursery, agriculture, fisheries, grocery business, handicraft production, establishment of various cottage industries, poultry farm management, tailoring, fruit business and seasonal loans are provided.
Incidentally, in 1976, Professor Dr. Muhammad Yunus started Grameen Bank from an applied research project while teaching at Chittagong University. Later, Grameen Bank worked with the main goal of ‘People will not go to the bank; banks will go to the people’. The new Tebhaga farm in Jobra village is the home of Grameen Bank. It was named Grameen Bank in 1983. As a result, the Grameen Bank Ordinance was introduced in this year. Therefore, he is the founder of this bank. The owners are the borrowers. They own 90 percent. And the government owns 10 percent.
In Chandpur, a branch was first opened in 1992 in Rahimanagar Bazar, Kachua. Later, Grameen Bank operations were launched in Hajiganj in 1993 and Matlab in 1994. Currently, Grameen Bank operations are operating in 176 countries around the world.
Staff Correspondent
24 November 2025
AG
