In Chandpur, ‘my home is my farm’, 80 thousand families are self-sufficient.Sheikh Hasina’s gift, my house is my farm, changed the day to my slogan, the project has been playing a major role in Chandpur to eradicate poverty. As a result, the income of the poor people of Chandpur is increasing due to the income of the poor and the poor are being relieved.
My home is my farm, through this project, the government is organizing the rural population on the one hand. On the other hand, by encouraging savings, you are helping the members to become self-sufficient by creating self-employment through work-oriented training through youth development. He has taken multidimensional programs to make every house in the district a focal point of economic activities and to create a hunger and poverty free Chandpur.
Under the project, 2,225 village development societies were formed under the project from February 2009-2020, through which 80 thousand 114 family farms have been established. Through this, they are playing a vital role in improving the quality of life of the rural poor people in Chandpur as well as the economic progress of the country.
In this regard, Chandpur district coordinator of my house, Chandpur, acting in charge of my farm project, said, “The government is playing a major role in helping the poor people in Chandpur district to achieve poverty reduction and sustainable development goals by raising funds and building farms under this project.” So far, 2,225 village development societies have been formed in Chandpur. Through this, 80,000 poor people are improving their quality of life by taking advantage of various opportunities of the project. ‘
He further said, “The beneficiaries of the project have saved Tk. 31 crore 3 lakh 23 thousand by the month of February 2020 and the government has provided them with a savings of Tk. 23 crore 66 lakh 4 thousand During this time, the government gave Tk. 55 crore 31 lakh 21 thousand to the society as a revolving loan fund. In all, the present capital or net assets of Rural Savings Bank in Chandpur district is Tk.123 crore 38 lakh 45 thousand.
Senior officer Jivan Chandra Roy, officer-in-charge of Rural Savings Bank’s district office under the ‘My Home My Farm’ project in Chandpur, said that a total of 53,649 poor and very poor families are rotating in five upazilas of the district, with financial support from five branches of Pali Savings Bank. You have become self-sufficient with debt. So far, a loan of Tk. 105 crore has been distributed from Rural Savings Bank. Its loan rate is 72%.
Jeevan Chandra Roy added that the government is providing non-bailable financial assistance to the marginalized poor and poor people of the village and has brought their small savings under a revolving loan scheme. The project is one of the special initiatives of the daughter of Sheikh Mujibur Rahman, the father of the present government. It started in the 2009. Since then, 2016 it has been transformed into a Rural Savings Bank. Since its inception, Rural Savings Bank has been focusing on bringing financial services to the underprivileged people, especially women entrepreneurs, by providing unsecured loans to the rural poor. Women members are 50-60% of the village development association. They can now play a role in the development of their family, society, the state by borrowing.
Jasim Hossain of Tarap Chandi village of Tarpuchandi union of Chandpur Sadar Upazila said, “He has benefited from my home, my farm. There is no paperwork, interest, bribe to get a loan from Rural Savings Bank. From there he made a poultry chicken farm with a loan of tk.30,000 At the chicken farm, there are now tk.60,000 chickens.
“I have been enrolled in the government’s project in the past 2016 years, and if I knew more then I could have benefited more,” he said. He also said that once he was suffering from financial hardship, he later deposited his house as a member of my farm and added bonus to the government. There are chickens. Now his income is increased by the farm. He is now well with his wife and children.
Chandpur my house My farm project office sources said, the project and rural savings bank activities are going on in 8 upazilas of the district. Under this, every family is financially independent. The government will never withdraw any of the funds. Jeevan Chandra Roy added that Rural Savings Bank is creating a huge opportunity for rural poor people to become self-reliant. Rural Savings Bank Poultry farming, livestock farming, fisheries, nurseries, modern-day vegetable farming, dairy farms, cows rearing, goats farming, fencing and rearing, small business or shop business, lending to growing legumes, hilsa protection program. The implementation provides loans to fishermen for alternative employment arrangements.
Zakia Begum (35) of Shinakisai village of Balithuba Eastern Union in Faridganj upazila of Chandpur district said that she had been a housewife before and only worked at her house. Now he bought a sewing machine and bought a tailoring shop with a loan of Tk 30,000 from the Rural Savings Bank. She is now respected and raised in the family. The husband can spend the money earned on the child. She said she would like to have a clothes shop for her husband in the nearby market.
Nurul (40), a member of the Char Mandari Village Development Association of Rupsha South Union of the same upazila, raised Tk 20,000 from two rural banks, now he works for buses and cane with that money; He earns the income from his income and spends the rest of the money for the expenses of the family.
He said he was very good with his two sons and a daughter. She says she hired a private tutor to teach her children to school. In the last few years, my home loan on my farm has changed his life. She thanked Bangabandhu’s daughter Sheikh Hasina for this.
Shahjahan Dali(50), a member of the Ketua Village Development Association of Sadar Upazila, said, “I am very good with my family and children now because of my farm project at my home.” My wife Soma Jahan (45) and I have borrowed as a member of the association. First 10 thousand then 20 thousand and 30 thousand so now I have a loan of 50 thousand and my wife has 40 thousand. With that money I started planting advanced seed vegetables, and then I didn’t have to look back. Now I have planted mustard, beans, potatoes, bendi on a few acres of land with leasing and sold the bumper, paid regular installment money to the Village Development Association.
And with the money of profit, I spent a little shop, and at leisure time we knit there again and sold it to the market. His wife Soma Jahan said that he raised the money from the village development association and bought the cows every year during the sacrifice, as well as building a small poultry farm at home.
She said, “Without credit, Prime Minister Sheikh Hasina would not have provided the children without food or education. By Allah’s mercy we are all very good. Now, many of our wishes are being fulfilled. ‘
She added that our cows have been visited by the Additional Deputy Commissioner, Upazila Executive Officer, Upazila Chairman, to see their cattle grown, poultry farming and my husband’s cultivation of vegetables. They are very happy.
Jahangir OG (50), another member of the Ketua Village Development Association, said he planted vegetables with a loan of Tk 20,000. I have cultivated mustard on another land, it has yielded good, my house is in my yard, various garden meetings are now in my backyard.
On this occasion the farmers of my area were made aware through the meeting of the farmers. Seeing my progress, many farmers in the area have become interested as a member of the Village Development Association and have been interested in farming by increasing agricultural production. He said the family is now well and truly in good condition from its previous condition.
My house on behalf of the Deputy Commissioner of Chandpur My Farm Project Monitoring Officer and Additional Deputy Commissioner SM Zakaria said, “Due to this special initiative of the Prime Minister, the poor people of the district have resorted to new lives.” They make small savings and get government secured loans by adding government assistance.
By doing so, they have been able to play a major role in eradicating poverty in the district in 10 years. My Home My field and rural savings bank field staff took the right project at the right time, worked tirelessly, they selected the right beneficiaries, and due to financial discipline in this sector there was no irregularities and corruption.
The village development association has created income generating work opportunities for my home and my farm project in the district. The Prime Minister has succeeded in giving the right direction to the officials of the project at various times for its success. He hoped that the project would once again play a key role in eradicating poverty from the country.
Senior Correspondent, March 17,2020